Umbrella Excess

Commercial Umbrella Liability

Limits up to $10,000,000

Provides broad coverage with its own coverage language, definitions and exclusions.

Provides coverage over primary liability coverages of general liability, auto liability, liquor liability, garage liability and professional liability.

Commercial Excess Liability

Limits up to $10,000,000

Provides coverage over lead umbrella

Excess Umbrella Liability is following form.  Coverage follows the terms conditions, exclusions, definitions and endorsements of the lead umbrella. Primary carriers must have a current AM Best Key Rating of B+, V or better Primary coverages written with a sublimit less than $1,000,000 will be excluded.

Commercial Excess Umbrella Liability

Limits up to $10,000,000

Provides coverage over primary coverages such as mono line excess auto liability, general liability, professional liability, liquor liability and garage liability

Excess liability is following form.  Coverage follows the terms, conditions exclusions, definitions and endorsements of the primary policy.